Services

Gold Loan

Kadanthottu Gold Loan is the ultimate solution for all your financial needs. Gold loans are the quickest way to raise funds during any financial emergencies. Your gold will stay safe in our hands and you can go ahead and take advantage of every Opportunity. Kadanthottu Gold Loan comes with minimal documentation and secure storage, a simple funding option to meet your needs. Fund your requirements when you need it. Your perfect financial partner offering you instant cash against gold at low interest rates. Gold is one of the most liquid precious metals and gold loans have emerged as one of the best means of raising quick, short-term capital to you’re your emergency requirement.

Kadanthottu Gold loan is now being preferred by customers due to variety of reasons, primarily:

  • No Processing Fees
  • Quick Loan disbursal
  • Pre-closure option-without any penalty
  • Minimal Documentations (Document required for gold loan is PAN card and a address Proof)
  • Lesser formalities which allows us to serve larger section of customers
  • Safe Locker Facility for safe custody for your gold ornaments
  • Free Insurance for all gold ornaments pledged.

M Scheme - 0.92PAISE

* Rs. 3600/ per Gram

Period Annualized Rate of Interest
1-30 Days 11% ( Rebate 17%)
31-60 Days 18%( Rebate 10%)
61-90 Days 21%( Rebate 7%)
91-120 Days 24%( Rebate 4%)
121- 270 Days 28%( Rebate 0%)

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Maximum amount under this scheme is Rs50,000.

Interest rates are quarterly Compounded

Loan tenure 270 days

All loan past due date will be charged with 2.5% interest per month

A Scheme- 1.5 PAISE

* upto 75% of LTV

Period Annualized Rate of Interest
1-30 Days 18% ( Rebate 10%)
31-60 Days 21% ( Rebate 7 %)
61-180 Days 24% ( Rebate 4%)
181-270 Days 28% ( Rebate 0%)

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Interest rates are quarterly Compounded

Loan tenure 270 days

All loan past due date will be charged with 2.5% interest per month

Prime Gold Scheme - 1.33%

* Loans above Rs.100000

Period Annualized Rate of Interest
1-30 days 16% ( Rebate 12%)
31-60 Days 21% ( Rebate 7%)
61-180 Days 24% ( Rebate 4%)
181-270 Days 28% ( Rebate 0%)

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Customer who make payment on monthly basis within the due date will be eligible for 12% discount on the actual interest payable.

Interest rates are quarterly compounded

Loan tenure 270 days

All loan past due date will be charged with 2.5% interest per month

K - Scheme - 0.88%

* Loan above Rs.50,000/-

Period Annualized Rate of Interest
1 - 30 Days 10.50% ( Rebate 17.5%)
31-60 Days 16% ( Rebate 12%)
61-90 Days 24% ( Rebate 4%)
91-180 Days 28% ( Rebate 0%)

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Interest rates are quarterly compounded

Loan tenure 180 days

All loan past due date will be charged with 2.5% interest per month

S SCHEME - 1.75%

* 360 Days 1 Interest

Period Annualized Rate of Interest
1-90 Days 21% ( Rebate 3%)
91-360 Days 24% ( Rebate 0%)

3% Rebate if Interest paid by every 90 days from the loan date.

No Processing Fees or Hidden Charges

Pre-closure Facility

Interest rates are quarterly compounded

Loan tenure 360 days

All loan past due date will be charged with 2.5% interest per month

R Scheme - 1.08%

* Rs. 4000/ per Gram

Period Annualized Rate of Interest
1 - 30 Days 13% ( Rebate 15%)
31-60 Days 18% ( Rebate 10%)
61-90 Days 21% ( Rebate 7%)
91-120 Days 24% ( Rebate 4%)
121-270 Days 28% ( Rebate 0%)

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Interest rates are quarterly compounded

Loan tenure 270 days

All loan past due date will be charged with 2.5% interest per month

T - Scheme

* upto 75% of LTV

Period Annualized Rate of Interest
1 - 60 Days 24%
61-90 Days 26%
91-270 Days 28%

No Processing Fees Charged

Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.

Interest rates are quarterly compounded

Loan tenure 270 days

All loan past due date will be charged with 2.5% interest per month

Personal Loan

We Offer All Kind Of Personal Loan Services

Kadanthottu Personal loan offers competitive interest rates, transparent procedure and simplicity in account management. Our Personal Loans solution for high potential individuals like you, can be availed for the purpose of remodeling and renovating your home, financing your dream wedding, paying for medical emergencies, and more.

  • Personal Loan from 1lakhs up to 10 lakhs
  • Flexible and attractive interest rates
  • Hassle- free documentation process
  • Quick disbursal

Business Loan

We Offer All Kind Of Business Loan Services

Kadanthottu Finance offers its customers a flat rate of interest which is applicable for the entirety of the loan tenure, thereby implying a constant sum that will need to be repaid as EMIs. Borrowing for your business could help you fulfil a variety of needs, including supplementing cash flow, inventory stocking, working capital requirements, etc., but the question of the business loan interest rates and consequently high EMIs may weigh on you. However, with Kadanthottu Finance customized offerings and affordable solutions, you can rest assured that your finances will be well managed.

Speak to a customer service executive at the nearest branch or over the phone to know more about the applicable business loan interest rate for your enterprise.

  • Eligibility : Proprietor / LLP/ Pvt Ltd / Partnership / Public Ltd

Money Transfer Services

Money Transfer Services

Our Customers use our services to receive money send by their loved ones from any part of the world, to provide support, recognize a special occasion and enable entrepreneurship or education. Visit any of our branches near you with your Government issued identity card and the money transfer number sent by the sender and receive money instantly or have it credited to your bank account for amounts greater than Rupees 50000.Our trained and experienced branch executives will be delighted to assist you with this service.


  • Fast, Easy and Safe Money Transfer.
  • Minimal formalities.
  • Receive money within minutes
  • No bank account required for amounts up to Rs 50,000.
  • No service charges levied.
  • RBI Certified.

Foreign Currency Exchange

We're your trusted partner for all your foreign currency needs. With a focus on excellence and customer satisfaction, we offer a comprehensive range of services to make your international transactions seamless and hassle-free.

Our Currency Exchange service ensures competitive rates and swift transactions, whether you're traveling abroad for business or leisure.

For students pursuing education overseas, our Student Fee Payment Service simplifies the process of paying tuition fees and other expenses, allowing you to focus on your studies without worrying about financial transactions.

Explore the world with ease using our Travel Cards, offering convenience, security, and flexibility wherever your journey takes you.

Experience unparalleled convenience and reliability with Kadanthottu Foreign Currency Exchange. Your gateway to seamless international transactions awaits.

  • Purchase and Sale of Foreign Currencies
  • Travel Cards
  • Send Money Abroad- Outward Remittance