Gold Loan
Kadanthottu Gold Loan is the ultimate solution for all your financial needs. Gold loans are the quickest way to raise funds during any financial emergencies. Your gold will stay safe in our hands and you can go ahead and take advantage of every Opportunity. Kadanthottu Gold Loan comes with minimal documentation and secure storage, a simple funding option to meet your needs. Fund your requirements when you need it. Your perfect financial partner offering you instant cash against gold at low interest rates. Gold is one of the most liquid precious metals and gold loans have emerged as one of the best means of raising quick, short-term capital to you’re your emergency requirement.
Kadanthottu Gold loan is now being preferred by customers due to variety of reasons, primarily:
M Scheme - 0.92PAISE
* upto Rs. 2900/ per Gram
| Period | Annualized Rate of Interest |
|---|---|
| 1-30 days | 11% |
| 31-60 days | 18% |
| 61-90days | 21% |
| 91-120days | 24% |
| 121-180days | 27% |
| 181 and above | 30% |
No Processing Fees Charged
Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.
Maximum amount under this scheme is Rs30,000.
Interest rates are quarterly Compounded
A Scheme- 1.5 PAISE
* upto 75% of LTV
| Period | Annualized Rate of Interest |
|---|---|
| 1-30 days | 18% |
| 31-60 Days | 21% |
| 61-180 Days | 24% |
| 181-365 Days | 30% |
No Processing Fees Charged
Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.
Interest rates are quarterly Compounded
2% Rebate Scheme - 1.33%
* Loans above Rs.100000
| Period | Annualized Rate of Interest |
|---|---|
| 1-30 days | 18% -2%*=16% |
| 31-60 Days | 21% |
| 61-180 Days | 24% |
| 181-365 Days | 30% |
No Processing Fees Charged
Customers those who make regular payment of Interest will remain in the first period only and the annualised rate of Interest will be minimal in each scheme represented.
Customer who make interest payment on monthly basis within the due date will be eligible for 2% discount on the actual interest payable.
Interest rates are quarterly compounded
R SCHEME - EMI OPTION
* RS.10,000 AND ABOVE
| Period | Annualized Rate of Interest |
|---|---|
| 6-40 Months | 21% |
To Know more about the Scheme please contact our loan management team at +919495226445
Easy Equated Monthly Installment Plan
Tenure from 6, 12,18,24,36 upto 40 Months.
Daily Repayment facility available
No penalty on prepayments
Maximum Value for Loan Offered
3 Days grace period without any penalty for late payment of EMI
Freedom to pay one or more EMIs based on your convenience
attractive 1.75% per month rate of interest ( Diminishing Balance) 12% Flat Rate
EMI paid after 3 days of grace period will be applicable for a penal charge of Rs.1 per Rs.1000 per day of the defaulted EMI amount.
Part release of Gold from the loan pledged is available on renewal of loan.
S SCHEME
* 365 DAYS LOAN SCHEME
| Period | Annualized Rate of Interest |
|---|---|
| 365 DAYS | 24% |
3% Rebate (Discount) if Interest paid by every 90 days from the loan date.
The above rebate is applicable on prior permission from Head Office.
No Processing Fees or Hidden Charges
Pre-closure Facility
Minimum 8 days Interest after that on number of days the loan is pledged
Personal Loan
We Offer All Kind Of Personal Loan Services
Kadanthottu Personal loan offers competitive interest rates, transparent procedure and simplicity in account management. Our Personal Loans solution for high potential individuals like you, can be availed for the purpose of remodeling and renovating your home, financing your dream wedding, paying for medical emergencies, and more.
Business Loan
We Offer All Kind Of Business Loan Services
Kadanthottu Finance offers its customers a flat rate of interest which is applicable for the entirety of the loan tenure, thereby implying a constant sum that will need to be repaid as EMIs. Borrowing for your business could help you fulfil a variety of needs, including supplementing cash flow, inventory stocking, working capital requirements, etc., but the question of the business loan interest rates and consequently high EMIs may weigh on you. However, with Kadanthottu Finance customized offerings and affordable solutions, you can rest assured that your finances will be well managed.
Speak to a customer service executive at the nearest branch or over the phone to know more about the applicable business loan interest rate for your enterprise.
Money Transfer Services
Money Transfer Services
Our Customers use our services to receive money send by their loved ones from any part of the world, to provide support, recognize a special occasion and enable entrepreneurship or education. Visit any of our branches near you with your Government issued identity card and the money transfer number sent by the sender and receive money instantly or have it credited to your bank account for amounts greater than Rupees 50000.Our trained and experienced branch executives will be delighted to assist you with this service.
Foreign Currency Exchange
Our Currency Exchange services are licensed and guidelines under the RBI. With simplified foreign exchange services, our customers are empowered to travel anywhere in the world without having to worry about the availability of currency.
Our Customers can Send Money abroad for purposes such as Overseas Education Tuition Fees, Student Expenses, Money Received from sale of property
